Man has a fund of emotional energy which is not all occupied with his self-preservation. This surplus seeks its outlet in the creation of art, for man’s civilization is built upon his surplus.

Save a part of your income and begin now, for the man with a surplus controls circumstances and the man without a surplus is controlled by circumstances.

A man with a surplus can control circumstances, but a man without a surplus is controlled by them, and often he has no opportunity to exercise judgment.

I believe the recipe for happiness to be just enough money to pay the monthly bills you acquire, a little surplus to give you confidence, a little too much work each day, enthusiasm for your work, a substantial share of good health, a couple of real friends, and a wife and children to share life's beauty with you.

Life is perpetually creative because it contains in itself that surplus which ever overflows the boundaries of the immediate time and space, restlessly pursuing its adventure of expression in the varied forms of self-realization.

We estimate the wisdom of nations by seeing what they did with their surplus capital.

Cultivate fine taste and discrimination in your choice of things. Get a right idea of values. Material possessions that you do not need and cannot use may be only an encumbrance. Let your guiding rule be not how much but how good. A thing you do not want is dear at any price. Avoid surplus age. Choose things that express your own individuality. You must possess your things or they will possess you. Look for quality rather than quantity. Unnecessary possessions bring unnecessary care and responsibility. Excess is waste. Have an occasional stocktaking and eliminate unsparingly.

A power has risen up in the government greater than the people themselves, consisting of many and various and powerful interests, combined into one mass, and held together by the cohesive power of the vast surplus in the banks.

A man with a surplus can control circumstances, but a man without a surplus is controlled by them, and often has no opportunity to exercise judgment.

If we expended all our energies solely on taking care of our own needs we would stop growing. In that respect what we call "soul" can be viewed as the surplus energy that can be invested into change and transformation. As such, it is the cutting edge of evolution.

Our Master Mozi stated, In antiquity when people first arose, before there were punishments and government, probably the saying was, “People have different moralities (yi).” Thus for one person, there was one morality; for two people, two moralities; for ten people, ten moralities — the more people, the more things they called “moral.” Thus people deemed their own morality right and on that basis deemed others' morality wrong, and so in interaction they deemed each other wrong. Thus, within the family, fathers and sons, elder and younger brothers resented each other and split up, unable to get along harmoniously. The people of the world all injured each other with water, fire, and poison. It reached the point that, having surplus strength, they were unable to work for each other; they would let surplus resources rot rather than share them and conceal good dao (ways) rather than teach them. The disorder (luan) in the world was like that among the birds and beasts.

[paraphrase] Of the three goods, the Mohists' concept of “order” (zhi) calls for special attention. This is a complex good comprising a variety of conditions the Mohists probably regard as constitutive of the good social life. From passages in which the Mohists characterize zhi (order) and its opposite, luan (disorder, turmoil), we find that the elements of “order” include at least four sorts of conditions.

All levels of society conform to unified moral standards, and incentives and disincentives based on these standards are administered fairly by virtuous leaders, as described in Mohist political theory.
Peace and social harmony prevail, characterized negatively as the absence of crime, deceit, harassment, injury, conflict, and military aggression.
Members of society manifest virtues constitutive of the proper performance of their relational social roles as ruler or subject, father or son, and elder or younger brother. Order obtains only when the ruler is benevolent, his subjects are loyal, fathers are kind, sons are filial, and elder and younger brothers display brotherly love and respect. (Like much ancient thought, Mohism has a sexist bias, and with few exceptions the texts disregard the social roles of women.)
Community members habitually engage in reciprocal assistance and charity, sharing information, labor, education, and surplus goods and aiding the destitute and unfortunate.
In summary, “benefit to the world” is a general conception of welfare comprising social harmony and public security; economic prosperity and a thriving population and family; reciprocal cooperation among neighbors and charity for the needy; and good social relations, manifested in the exercise of virtues corresponding to the fundamental social roles.

Slaves, serfs, and the poor are the forests, soils, and oceans of society; each constitutes surplus value that has been exploited repeatedly by those in power, whether governments or multinational corporations.

The end of growth is the ultimate credit event, as everyone gradually comes to realize there will be no surplus later with which to repay interest on debt that is accruing now.

16 Rules for Investment Success - Invest — don’t trade or speculate. “The stock market is not a casino, but if you move in and out of stocks every time they move a point or two…the market will be your casino.” Remain flexible and open-minded about types of investment. “There are times to buy blue chip stocks, cyclical stocks, corporate bonds, U.S. Treasury instruments, and so on. And there are times to sit on cash…The fact is there is no one kind of investment that is always best.” Buy low. “It is extremely difficult to go against the crowd — to buy when everyone else is selling or has sold, to buy when things look darkest…[but] chances are if you buy what everyone is buying you will do so only after it is already overpriced.” When buying stocks, search for bargains among quality stocks. “Determining quality in a stock is like reviewing a restaurant. You don’t expect it to be 100% perfect, but before it gets three or four stars you want it to be superior.” Diversify. “In stocks and bonds, as in much else, there is safety in numbers.” Do your homework or hire wise experts to help you. “People will tell you: Investigate before you invest. Listen to them. Study companies to learn what makes them successful.” Don’t panic. “The time to sell is before the crash, not after.” Learn from your mistakes. “The only way to avoid mistakes is not to invest — which is the biggest mistake of all…The big difference between those who are successful and those who are not is that successful people learn from their mistakes and the mistakes of others.” An investor who has all the answers doesn’t even understand all the questions. “A cocksure approach to investing will lead, probably sooner than later, to disappointment if not outright disaster. Even if we can identify an unchanging handful of investing principles, we cannot apply these rules to an unchanging universe of investments—or an unchanging economic and political environment. Everything is in a constant state of change, and the wise investor recognizes that success is a process of continually seeking answers to new questions.” Do not be fearful or negative too often. “Even in the dark ’70s, many professional money managers — and many individual investors too — made money in stocks, especially those of smaller companies. There will, of course, be corrections, perhaps even crashes. But, over time, our studies indicate stocks do go up…and up…and up.”

Let the slogan go forth that we will stand by our friends and administer a stinging rebuke to men or parties who are either indifferent, negligent, or hostile.

The right of self-government does not comprehend the government of others.

To draw around the whole nation the strength of the General Government, as a barrier against foreign foes, to equalize and moderate the public contributions, that while the requisite services are invited by due renumeration, nothing beyond this may exist to attract the attention of our citizens from the pursuits of useful industry, nor unjustly to burthen those who continue in those pursuitsthese are functions of the General Government on which you have a right to call.

Inquiry in the realm of Basic Natural Law is outside the judicial domain of this or any other kind of social administration anywhere on this globe, in any land, nation, or region.

We live in a community of people not so that we can suppress and dominate eachother or make each other miserable but so that we can better and more reliably satisfy all life's healthy needs.