This site is dedicated to the memory of Dr. Alan William Smolowe who gave birth to the creation of this database.
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"Debt haunts the mind; a conversation about justice troubles it; the sight of a creditor fills it with confusion; even the sanctuary is not a place of refuge. The borrower is servant to the lender. Independence, so essential to the virtues and pleasures of a man, can only be maintained by setting bounds to our desires and owing no man anything."